Financier Living space for your child without the worries of property ownership
Contribute to quality student accommodation by combining an interest-bearing loan with a mortgage and right of appointment. This way, you achieve a return on your assets, and your child rents quality living space at a fair price.
- Guaranteed a room for your child
- First mortgage
- securely via WDL Credit Funds
How does it work?
You are financing an amount
You are financing a loan of approximately €200,000 to WDL Credit Funds, which has first legal charge over all rented property.
Child allocated housing accommodation
You nominate a tenant (usually your child) who then independently enters into a rental agreement for a fair price according to the WWS system.
You will receive interest compensation
You will receive a fixed interest payment here on over the term. With the loan, we are investing in a high-quality property portfolio with student accommodation.
Lease term until end of rental agreement
If your child leaves the room, the loan will be repaid to you with the last interest payment.
The concept
Financier your child's housing
Nowadays it's impossible to find a room, let alone a good room for a fair rental price. We at InKamers make it possible for you to arrange a room for your child.
This requires a loan of approximately €200,000 at a fixed interest rate. In return, you will receive a nomination right to propose a tenant for a room in a city of your choice, who will then be housed in one of our rooms in that city at a fair rent according to the WWS system for non-self-contained accommodation. This guarantees your child a room.
Your child guaranteed a room
This means your child will have a room/living space for the duration of the tenancy.
Renovated rooms, fair rent
Our rooms have been renovated to be energy-efficient and the renovations take maximum fire safety into account, with checks by BNR fire safety, for your son/daughter's optimal living enjoyment.
First legal charge of mortgage
On your loan, you will receive a fixed interest payment and you also have first mortgage rights.
Living spaces
Available within 3 weeks
Julianapark Utrecht - BG-A
Front-facing room on the ground floor, shared kitchen and bathroom. Access to garden via the kitchen.
17.4 m²
£575 pcm
Coming soon
Julianapark Utrecht - BG-B
Room at the rear on the ground floor, shared kitchen and bathroom with garden access.
13.8 m²
€515 per month
Coming soon
Julianapark Utrecht - 1A
Room at the front on the first floor with shared kitchen and bathroom on the same floor.
13.1 m²
£500 pcm
Coming soon
Safe lending
Via WDL Credit Funds
Naturally, we will ensure that measures are in place so that your capital truly remains safe. This means that your loan will be fully managed by an external party: WDL Credit Funds. A mortgage will also be established for additional security.
Register
Put yourself on the waiting list
Register now and stay up-to-date with all updates. We will send you more information about our concept via email.
Frequently Asked Questions
About the concept
The InKamers concept is specially developed for parents who want to ensure good housing for their child, but do not want to buy or manage property.
Buying a student room or studio often involves various responsibilities and risks, such as maintenance, vacancies, changing regulations, rental obligations, and administrative management. Not all parents want to deal with these during their child's study period.
With InKamers, parents facilitate the living space for their son or daughter, without becoming homeowners themselves. InKamers takes care of the management, maintenance, and organisation of the student house.
This way, parents benefit from the advantages of a good and stable place to live for their child, while not having the worries and risks that often come with owning property. After the study period, the loan will be repaid.
At InKamers, you finance approximately €200.000 to arrange your child's living space. Your son or daughter then rents a room for a rental price that is set according to the WWS points system. The aim of this construction is not to own property, but to provide good and stable housing during the study period.
When parents buy a student room or studio themselves, they often encounter various costs and risks. For example, consider:
- 8% transfer tax
- Notary fees
- Purchase costs and selling costs
- Maintenance costs
- any depreciation of the property
These costs can quickly add up to €40,000–€50,000 or more.
In addition, students rent on average approximately five years a room. To recoup these costs alone, the housing market would, on average during that period, have to 5% must increase annually. When the market falls, buying a room can even cost extra money.
With InKamers, parents do not take on these property risks themselves. They finance a larger portfolio of student rooms, while InKamers owns and manages the student properties long-term. This way, parents no worries about depreciation, maintenance, or additional costs, while their child can live in a good student house.
After the study period, the loan will be repaid.
Parents who don't want the hassle of property ownership.
When your child goes off to study, a new phase begins.
A place of your own to live.
New friends.
Independence.
And the space to develop.
Many parents then consider buying a property for their child.
A understandable thought. After all, you want your child to live well.
But becoming a property owner also raises questions.
Maintenance.
Regulations.
Rental.
And the risk that you end up stuck with a property.
By Inner Rooms we have developed a simple solution for that.
You are helping your child find a suitable place to live, without becoming a property owner yourself.
You are temporarily investing in the house where your child lives.
InKamers will take care of the rest.
We select the residents.
We take care of the management.
We maintain the house and ensure everything continues to function properly.
Your child will rent their own room in a fully renovated student house, along with other ambitious students. A place where studying takes place, but also where friendships are formed that often last a lifetime.
And when the study period is over?
Your invested amount will then be released again.
This is how you help your child find a pleasant and stable place to live, without the worries of property ownership.
Ultimately, it's not just about stones.
It's a place where your child feels at home,
where new experiences begin
and where an important phase of life is built.
At the moment, the InKamers concept is available Utrecht. Here are the first student houses realised where students can live in high-quality rooms with shared facilities.
InKamers' ambition is to further expand this concept in the coming years to other large student cities in the Netherlands, so that more students and parents can make use of this housing solution.
Consider cities with large universities and colleges where there is a high demand for quality student accommodation. This will create a future network of InKamers student houses in multiple major cities.