A place to come home to
Discover which InKamers house suits your child and be the first to know about new places.
Welcome to InKamers
Finding a room for your student child often feels like searching in the dark. InKamers brings attention, clear arrangements and a single point of contact.
When we are working with you, you are the only one. We get to know you and your child before we look at stones and numbers.
Shared where it feels good.
What matters is what you own.
The front door opens to a home where comfort and attention come together. Your child has their own, smartly furnished space and shares facilities with a small group of residents.
No small print in the hallway. We’ll take you through four easy steps.
We listen to your family, show the concept and the finished house, and share all project information.
Together, we are taking things slowly regarding the contracts, structure, costs, and individual arrangements.
We assist you in the notarization of the transfer of your co-ownership or in establishing the mortgage rights for your loan.
InKamers regulates the rental or usage agreement, management and the monthly overview.
Current offer
See the properties we currently have available. Interested in a location? Choose buy or finance below.
Soon
Buy or finance: you choose
It is difficult nowadays to find a nice room for a fair rental price. We at InKamers offer two simple ways to arrange that for your child.
Buy — Buy a student house together with other parents and become a co-owner. With clear agreements, you can arrange a safe and attractive place for your child to live in this way.
Finance — Finance an amount to WDL Kredietfondsen. You receive a fixed interest return, secured by a first ranking mortgage held on behalf of all financiers by WDL Zekerheden B.V. Your child rents a room at a fair price. After their studies, you get your money back.
Whether you choose to buy or finance, your child will have their own place to live during their period of study.
Our rooms have been renovated, are energy-efficient and maximum fire safety has been taken into account during the renovations with inspection by BNR brandbeveiliging, for the optimal living comfort of your child.
*If you choose financing.
1. Buying — you become co-owner of the property.
2. Financing — you receive a fixed interest payment, with a first mortgage right as collateral held on behalf of all financiers by WDL Zekerheden B.V.
More explanation
City of Utrecht
The municipality also confirms that six persons may jointly acquire and occupy (or have occupied) the property, provided that the ownership remains undivided. No exclusive, individually tradable rights of ownership or use are attached to specific rooms.
Source: Declaration of destination and use, municipality of Utrecht. View the attachment (PDF) ↗
The core
You determine the arrangements. InKamers formalizes them legally and administratively and takes care of the implementation.
An undivided share in the student house as a whole — no separate room.
InKamers can draw up a rental agreement or usage agreement per resident.
Your appointments are recorded, carried out, and handled administratively and legally.
You sell the share, we guide you through the process, or you keep it as an investment and receive rental income!
This is how financing via InKamers works:
You finance a loan from €150,000 to WDL Kredietfondsen, which lends this money to InKamers for the purchase of student housing. WDL Kredietfondsen manages the first mortgage on all the real estate on behalf of you.
You nominate a tenant (usually your child) who then independently enters into a rental agreement for a fair price according to the WWS system.
You receive a fixed interest rate over the term of the loan. With the loan, we invest in a quality real estate portfolio with student housing.
If your child leaves the room, the loan will be repaid to you with the last interest payment.
Via WDL Credit Funds
Naturally, we ensure that measures are in place so that your capital truly remains safe. Your loan is fully managed by an external party: WDL Kredietfondsen. The amount you finance is not only used for your own child's room, but for the broader property portfolio of InKamers. As a result, you share, together with all other financing parents, the first right of mortgage via WDL — which provides extra security. As soon as your child's room becomes vacant, your loan is repaid — WDL is responsible for this and this happens within a maximum of six months, even if no new parent is lined up. In this way, the accommodation is preserved for a subsequent student.
Take a look at a completed project
A 1930s house, completely modernized into six smart studios. Safe, sustainable, and ready to move in.
To be realized in 2024
6semi-studios
More completed projects
Walk through the house yourself
The full 3D tour opens here on the page. Navigate from the shared spaces to the studios.
A home to start from
Become a co-owner of or provide a loan for a place to live in a carefully renovated student house. A safe place and security for your child, without daily management for you. ✓